Wills, Trusts and LPAs

Our colleagues in Sense Legal Solutions specialise in protecting your assets and your family, particularly children, disabled relatives and the elderly. These services are not regulated by the FSA.

Without a valid will your assets will be distributed according to the rules of intestacy which lay down a rigid method of estate distribution and take no account of your wishes.   Taking the time to ensure that you have a properly constructed will in place can ensure that your estate is handed on as you wish and, also, that proper provision is made for dependant or disabled relatives and children who may be minors, or still studying at university.

Many of our clients have joint estates in excess of £650,000 (when taking into account property values, death in service benefits, life insurance proceeds, savings, investments and interests in trusts) and there is a number of advanced inheritance tax planning techniques which can be implemented by way of wills and trusts and which can be tailored to individual needs.

Where joint estates are less than £650,000 in value, then you should give consideration to protecting your assets any way.  The number of properties sold each year to fund long term care and the number of properties and other assets not inherited by children due to re-marriage and divorce doesn’t bear thinking about.

Furthermore, you should give consideration to who will manage your affairs and make important decisions on your behalf about your property, affairs, personal welfare, care and medical treatment if you were no longer able to do so.  There is a variety of circumstances when this might be necessary including mental incapacity, physical incapacity or absence from the country. Or, simply, you might just prefer to leave the handling of your assets to a trusted family member or friend.  You can choose who to appoint in any of these circumstances using lasting powers of attorney.  If you are no longer able to make decisions on your own behalf, and there is no lasting power of attorney in place, then there is a need for the Office of the Public Guardian to get involved in appointing someone to manage your affairs.  This can be a costly and intrusive process.

Sense Legal Solutions can help you to plan for the future and ensure the protection of your family wealth and personal welfare.  An initial consultation with a specially trained colleague will cost you nothing.

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