About Us

Who we are

How we work

We offer all prospective new clients a free, no obligation, one hour initial consultation.  The purpose of the meeting is to establish how we can assist in helping you to achieve your financial goals and objectives.  We will undertake a preliminary review of your financial situation and establish a realistic assessment of what you need to do.  We will also discuss with you how we can be paid for work that we agree to do.

If you decide that working with Sense Financial Solutions is the right thing to do then we will either carry out a full financial review of your situation, including protection and pension arrangements, savings, investments and estate planning matters or we will undertake specific work that you request us to do.

Our emphasis is on providing specific advice to meet your needs and we will only recommend products and providers after evaluating all the options available.  Once you have considered the recommendations we will agree with you an implementation programme and take care of all administrative matters including liaising with existing providers on your behalf.

Once your plans are in place we will provide ongoing support in the form of regular reviews and meetings.

How we are paid

Whether we take our remuneration by way of commission or fees will be a matter of discussion and agreement and no charges for fees will be made without prior notification in writing.

Financial services products normally generate commission.  The amount and how it is paid to the adviser varies dependant upon the type of product.  Sometimes it is paid when the business is placed and sometimes over the life of the product.  It can also be a combination of the two.

Often the commission generated is appropriate remuneration for the work undertaken but, where it is not, we will agree with you in advance any further fees which may become payable.

Sense Financial Solutions offers a range of fixed fee services to both new and existing clients. These services include a comprehensive plan covering the whole of a client's financial situation, along with separate specific modules for those clients who have a need or concern about particular aspects of their financial situation.

Additionally, many of our clients have chosen to work with us on a retainer basis where for a fixed annual/monthly fee they receive regular reviews, advice and formal meetings. We offer different levels of service to suit the individual needs of our clients.

In servicing our clients' arrangements it is sometimes necessary to carry out work that does not generate commission and, in these cases, we would agree with you a fixed fee or hourly rate for undertaking the work on your behalf. An invoice would be usual on completion of the work.

We will always discuss your payment options with you and answer any questions you may have. Our client fees are agreed in advance, clear and easy to understand.

This website is intended for investors over 18 years of age who are resident in the UK only. The website and the information contained therein should not be regarded as an offer or solicitation to conduct investment business in any jurisdiction other than the UK. These pages provide generic information about various aspects of financial services advice that we provide as well as possible areas of clients’ financial planning needs. We hope they are helpful to you but they do not, on their own, add up to proper investment advice and we cannot take responsibility for anything you do in reliance on them without further discussion with us. Please do not make a decision based upon the information contained within these pages alone. They are not detailed or comprehensive enough to enable you to make an informed decision which is tailored to your circumstances and needs. Please contact us now for tailored advice.